Personal Injury: Medical Payments Insurance Coverage

Mon, 10/30/2017 - 10:44am
Emergency Room

There are various "add-ons" or supplemental coverages that you can add to your state-mandated automobile insurance.  Two of them are Under-Insured/Uninsured Motorist Coverage and Medical Payments Coverage. You should have both coverages in as high an amount as you can afford.  Today, though, we will say a few words about Medical Payments Coverage.

When you choose Medical Payments Coverage you generally choose an amount of coverage.  A policy may, for instance, provide $2000.00 of such coverage.  When a covered person is injured in an automobile collision and receives medical treatment their insurance company will pay up to $2000.00 of those bills regardless of fault.  This insurance is generally inexpensive and Childers & Motsinger recommends you obtain it if you do not already have it.

In the event you are in a collision that is another party's fault you should immediately inform your attorney of your Medical Payments Coverage.  The right attorney with this information can sometimes increase your recovery.

If you are in an vehicle collision and are injured call Childers & Motsinger today! (405) 601-9393

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